Treasury Management

Choose the Treasury Management products that are the right fit for your business. Whether you run a large company or a local non-profit, M C Bank can accommodate all your business needs.

ACH

  • Electronic, bank-to-bank domestic money transfers processed through the Automated Clearing House Network.
  • Can be same day or scheduled in advance
  • Beneficial for customers needing to send and/or collect funds (Credit or Debit) via ACH (Direct Deposit/Payroll, Vendor Payments, Collect Payments, Collect Membership Dues, etc)

Online Wire Transfers

  • Electronic transfer of funds that allow money to be moved quickly and securely
  • Domestic and International Payments can be initiated through Business Online
  • Beneficial for customers who need to securely send high dollar payments or who need to send money immediately

Remote Deposit Capture

  • Allows customers to deposit checks from their office with a scanner
  • Beneficial for customers with a high volume of checks, who are not near a branch, or who find it hard to get to the branch during business hours

Lockbox

  • Service provided by the bank to customers for the receipt of payments from their customers
  • Payments to the customer are directed to a PO Box. The Bank collects the mail, processes and deposits the payments and funds the customer’s account directly
  • Beneficial for customers who receive large dollar or high volumes of checks in-house or someone who experiences sales growth without staff to process

Cash Vault

  • Manage your cash operations with an armored courier deposit service
  • Safely deposit and/or withdraw cash as needed from a cash recycler at your location

Payroll & Disbursement Cards

  • Payroll Cards – Reloadable card solution allowing employees to receive wages quickly and electronically without having a bank account
  • Disbursement Cards – Reloadable card solution enabling efficient and low cost Business-to-Business or Business-to-Consumer payments electronically

Check Fraud Protection

  • Check Positive Pay
  • Checks are matched and cross-referenced with a list provided by the customer. Any suspicious items are verified with client via Business Online
  • Beneficial for customers who have experienced fraud or want to proactively protect their account from fraud

ACH Fraud Protection

  • ACH Debit and/or Credit Positive Pay
  • Allows users to review all incoming ACH Credits and/or ACH Debits and allows customers to return any suspicious ACH items
  • Customer can create a rule list to allow certain ACH items to go through without review
  • ACH Debit Block
  • Blocks all incoming ACH Debits

Sweeps

  • A sweep account is a bank account that automatically transfers funds to/from another account
  • Accounts aggregate funds from several accounts to a master for debt repayment or investment purposes
  • Beneficial for customers who want to optimize their liquidity or address FDIC Insurance Limits

Meg Francez

Treasury Management

Interested in Treasury Management Products?

Choose the Treasury Management products that are the right fit for your business. Whether you run a large company or a local non-profit, M C Bank can accommodate all your business needs.

Contact Meg Francez about any of your Treasury Management Needs.

2025 Federal & Observed Holiday Calendar